How To
21 articles tagged “How To”
How to Shop Quote-Only Participation Insurance in Turkey (2026)
Not one Turkish participation insurer publishes a rate card. Everything is quoted: by branch, agent, call center or aggregator. Here is the process that gets you a fair price anyway, plus the written questions that protect you.
How to Choose Participation Kasko in Turkey (2026): A Buyer's Method
A step-by-step method for choosing comprehensive participation motor cover: decide what you actually need, quote all four insurers identically, read the five clauses that generate disputes, and bind with the terms in writing.
Credit Life at Participation Banks: The Debt Should Die With You (2026)
A family inheriting murabaha debt is the ugliest estate scenario in Islamic finance, and decreasing-term credit life exists to prevent it. How the products work at Turkey's participation banks, and the questions to ask at the financing desk.
How to Start a Katilim BES in 2026: The Step-by-Step Guide
Opening an interest-free pension in Turkey takes an afternoon. Doing it well takes this checklist: plan selection, deduction schedules, fund allocation and the 20% match, walked through step by step.
How to Buy Kira Sertifikalari (Sukuk) in Turkey: The 2026 Guide
You can own Treasury lease certificates three ways: directly through a bank investment account, through katilim funds, or not at all because you bought the wrong twin product. The complete guide.
How to Screen BIST Stocks the Halal Way (2026)
Turkey did most of the work for you: one national standard, quarterly compliance filings, published index lists and a brokerage that enforces the screen at the order level. Here is the complete workflow.
Every Halal Way to Own Gold in Turkey (2026)
Physical, bank gram accounts, funds, ETFs, the Mint's certificate and the Treasury's rent-paying paper: six halal gold routes, their real costs, and the one fiqh question that separates them.
Build a Full Halal Portfolio From One TEFAS Account (2026)
Cash, sukuk, gold and screened equities, all interest-free, all from the app you already have. The three-decision portfolio, the funds that fill each slot, and the fees to check before you click buy.
How to Use BEFAS to Upgrade Your Katilim Pension (2026)
Your BES contract does not limit you to your provider's funds. BEFAS lets any saver buy any company's katilim funds, including 2025's table-topper. The mechanics, the rules and the discipline.
The Notary Will in Turkey (2026): Cost, Process and What It Can Actually Do
Turkey's only formal will costs about 3,000 TL at the 2026 state tariff: 2,661.62 TL for the deed plus 80.68 TL per page. The process, the precise fees, what a Muslim testator should put in it, and the one thing it cannot do.
Islamic Estate Planning in Turkey (2026): The Complete Checklist
Fatwa, will, family protocol, lifetime gifts, insurance, review cycle: the complete sequence for a Turkish Muslim estate plan, with 2026 costs and the order that makes each step easier than the last.
How to Calculate Zakat in Turkey (2026): The DIYK Method, Step by Step
Turkey's official zakat methodology comes from the Din Isleri Yuksek Kurulu: 2.5% on net zakatable wealth above the 80.18 gram gold nisab, with debt netting and rules most calculators skip. The complete walkthrough.
Zakat on Gold in Turkey (2026): Karats, Prices and the 80.18 Gram Line
Turkey holds family wealth in gold like almost nowhere else: bilezik, quarter coins, wedding sets. The zakat rules: the 80.18 gram nisab, karat conversion, the buy-versus-sell price detail, and the jewelry question answered honestly.
Zakat on Cash and Participation Accounts in Turkey (2026)
TL under the mattress, dollars in the drawer, participation accounts and their profit shares: the zakat treatment of every form of money Turkish households hold, including the inflation question everyone asks and the answer fiqh gives.
Zakat on Stocks, Funds and BES in Turkey (2026): A Working Method
Katilim equities, participation funds, gold funds, BES balances: how Turkish investors calculate zakat on portfolio wealth. The trader-versus-holder distinction, the fund look-through problem, and the pension question, handled honestly.
How to Open a Katilim Account in Turkey: A Step-by-Step Guide for First-Timers
From choosing the bank to locking your profit-share ratio, here is the complete process of opening a participation account, with the checkpoints that protect your money at each step.
How to Finance a Home the Halal Way in Turkey: The Complete Murabaha Walkthrough
From eligibility math to the notary, here is the entire process of financing a Turkish home through a participation bank, with the checkpoints, costs and honest numbers at every stage.
How to Finance a Car Without Interest in Turkey: The Complete Process
Age windows, LTV bands, the one printed rate table and the early-payoff clause everyone forgets to ask about. The step-by-step guide to vehicle murabaha at Turkey's participation banks.
The Halal Down Payment Plan: How Turkish Savers Stack a State Match and a Zero-Rate Path
Turkey offers two programs no other halal market has: a 20 percent state contribution on home savings and a save-then-finance path to zero-rate financing. Here is how to run both on a real timeline.
From Drawer to Deposit: How to Convert Jewelry Gold into a Yield-Bearing Bank Account
Turkey's wedding gold mostly sits idle. Three banks now run intake channels that convert ziynet jewelry into gold participation accounts earning printed profit splits. The process, honestly explained.
How to Compare Participation Deposit Offers Like an Analyst
Splits, tiers, tenors, withholding, engagement conditions and calculator tricks: the complete framework for putting two katilma hesabi offers side by side and knowing which one actually pays more.