Transparency
5 articles tagged “Transparency”
Which Turkish Participation Banks Actually Publish Their Numbers? A Transparency Audit
Only one Turkish participation bank prints its financing rates. Only two print complete deposit grids. We audited all nine retail banks' pages so you know who shows numbers and who hides them in calculators.
The Scholars Behind Turkish Participation Insurance: Every Committee, Named (2026)
Every participation insurer in Turkey must run a scholar committee. Here is who actually sits on each one, what they approved in 2025, and which companies publish their work versus merely claiming it.
Surplus in Turkish Participation Insurance: Who Owes You Money Back? (2026)
Takaful theory says unused contributions can flow back to participants. In Turkey exactly one insurer has ever done it. The surplus story, the wakala fee opacity behind it, and the questions to put in writing.
HDI Katilim Sigorta Review (2026): Best Paperwork, Smallest Book
The Talanx group's Turkish participation insurer publishes its icazet, explains its model, and openly admits it does not run a tekaful pool. Around 1% market share and shrinking. The strangest, most honest operator in the segment.
Why Does Only One Turkish Bank Print Its Financing Rates? An Argument for Daylight
Vakif Katilim prints a vehicle rate table with honest annualized costs. Six competitors route you to calculators. The asymmetry has a logic, and customers should refuse to accept it.