Takaful
5 articles tagged “Takaful”
Participation Insurance in Turkey (2026): The Honest State of Play
Four non-life operators, three life companies, and one January 2026 market table that explains everything: who writes the premium, who is growing, and what buyers actually get. Verified August 2026.
Is Insurance Haram in Turkey? The Participation Answer (2026)
The classical objections to insurance are gharar, maysir and riba. Turkey built a licensed industry to answer all three. What the scholars object to, what participation insurance fixes, and where honest disagreement remains.
Surplus in Turkish Participation Insurance: Who Owes You Money Back? (2026)
Takaful theory says unused contributions can flow back to participants. In Turkey exactly one insurer has ever done it. The surplus story, the wakala fee opacity behind it, and the questions to put in writing.
Supervised Participation vs the Tekaful Pool: Turkey's Two Insurance Models (2026)
HDI Katilim openly says it does not run a tekaful pool. Neova says its participants' money sits in a segregated risk fund. Both are licensed participation insurers. Here is what the difference actually means for your money and your fiqh.
Participation Life Insurance in Turkey (2026): State of Play
Three companies write interest-free life cover in Turkey, and the January 2026 production numbers show how lopsided the market is: 226 million TL, 116 million, 18.6 million. Who writes what, for whom, and the gaps nobody fills.